HUD Approved Foundation Certifications
At Assurance Home Services, we can assist with obtaining your approval for lender required foundation certifications. Whether you are utilizing FHA, VA, or Conventional loans, we specialize in providing you the documentation needed to meet the lenders underwriting requirements.
Not purchasing but want peace of mind that your manufactured home is properly secured and supported? We can help with that as well!
- Comprehensive documentation that complies with FHA, VA, and Conventional loans
- Full assessment of piers, skirtings, footings, and anchoring methods
- Expedited report turn around with photos and details
- Discounted re-inspections if modifications are needed to meet HUD guidelines
Who Needs This Service
- Home buyers
- Lenders
- Realtors
- Manufactured home owners
- Refinancing situations
What We Inspect
- Foundation Type
- Anchoring / Tie Downs
- Additions
- Structural Integrity
- Crawlspace Access
- Site Conditions
Loan Types Requiring Certification
- FHA
- VA
- Conventional
SCHEDULE YOUR FOUNDATION CERTIFICATION INSPECTION TODAY
IMPORTANT:
When ordering your certifications, we strongly recommend verifying with your lender what exactly the underwriters will require. If the lender requests an additions certification after the initial visit, there is an additional trip fee added for a return site visit and report revision.
The three options are:
- Standard Certification of the Home
- Standard Certification with Additions (attached or adjacent decks/sunrooms/porches/garages/etc.)
- Additions Only
HUD Foundation Certification FAQs (Manufactured Home Requirements Explained)
What is a HUD Approved Foundation Certification?
A HUD Approved Foundation Certification is an inspection completed by a certified inspector, and report completed by a licensed professional engineer that verifies a manufactured home meets HUD (Housing and Urban Development) foundation requirements.
This certification is often required for financing, refinancing, or selling a manufactured home.
Why do I need a foundation certification?
Most lenders require a foundation certification to ensure the home is permanently affixed and meets HUD standards.
You’ll typically need one if you are:
- Buying or selling a manufactured home
- Refinancing your home
- Applying for FHA, VA, or USDA loans
Who requires a HUD foundation certification?
Foundation certifications are commonly required by:
- Mortgage lenders
- FHA, VA, and USDA loan programs
- Underwriters during real estate transactions
If financing is involved, there’s a very good chance this will be required.
What does the inspection include?
The inspection evaluates whether the home meets HUD Permanent Foundations Guide for Manufactured Housing standards.
This includes:
- Foundation stability and condition
- Proper anchoring and tie-down systems
- Structural support components
- Evidence of movement or damage
How long does the inspection take?
Most inspections take about 20-45 minutes, depending on the property and accessibility.
How long does it take to receive the certification report?
In most cases, the engineer’s report is delivered within 1–3 business days after the inspection.
What happens if the home does not pass inspection?
If issues are found, don’t panic (seriously, this happens all the time).
You’ll receive a report outlining what needs to be corrected. Once repairs are completed, a re-inspection can be scheduled to obtain certification.
Can any home qualify for a HUD foundation certification?
Not always. The home must meet HUD guidelines, including:
- Being permanently affixed to a foundation
- Proper anchoring and support
- No major structural concerns
If it doesn’t meet these requirements yet, repairs can often bring it into compliance.
Do you provide repairs if something fails?
The repairs will need to be completed by you or the homeowners licensed contractor.
We focus on inspections and certifications.
How much does a foundation certification cost?
Costs can vary based on location, accessibility, and property conditions. Most foundation certifications range from $400-650 typically.
How do I schedule a foundation certification?
Scheduling is easy:
- Call us directly
- Fill out our online form
- Send us a quick message
We’ll get you on the schedule quickly and walk you through the process step by step.
Do you service my area?
We proudly serve homeowners, buyers, and lenders throughout the region. Contact us to confirm service availability in your specific area.
