Assurance Home Services  

Our Assurance is Your Peace of Mind 

CERTIFIED MANUFACTURED

HOME FOUNDATION CERTIFICATIONS YOU CAN TRUST

Certified Master Inspector

JEFF THORNTON
Certified Master Inspector
SC License #48574
NC License #3593

SERVING

North Carolina Cities: Charlotte, Gastonia, Indian Trail, Matthews, Monroe, Mooresville,
Pineville & Waxhaw

South Carolina Cities: Columbia, Fort Mill, Indian Land, Lancaster, Lexington, Rock Hill,
Sumter & York

Why Certified Manufactured Home Foundation Inspections Matter

Certified manufactured home inspections give you clarity, confidence, and protection before making a major investment.

  • Safety first
    Ensures the home meets structural and installation standards, especially foundation, tie-downs, and support systems.
  • Required for financing
    Many lenders, including FHA and VA loans, require certification to confirm the home meets HUD guidelines.
  • Avoid costly surprises
    Identifies issues early so buyers and homeowners don’t get hit with unexpected repairs later.
  • Peace of mind
    Confirms the home was installed properly and is safe for long-term living.
  • Stronger resale value
    A certified inspection report can make the home more attractive and easier to sell.

HUD Approved Foundation Certifications

At Assurance Home Services, we can assist with obtaining your approval for lender required foundation certifications. Whether you are utilizing FHA, VA, or Conventional loans, we specialize in providing you the documentation needed to meet the lenders underwriting requirements.

Not purchasing but want peace of mind that your manufactured home is properly secured and supported? We can help with that as well!

  • Comprehensive documentation that complies with FHA, VA, and Conventional loans
  • Full assessment of piers, skirtings, footings, and anchoring methods
  • Expedited report turn around with photos and details
  • Discounted re-inspections if modifications are needed to meet HUD guidelines

Who Needs This Service

  • Home buyers 
  • Lenders
  • Realtors
  • Manufactured home owners
  • Refinancing situations 

What We Inspect

  • Foundation Type
  • Anchoring / Tie Downs
  • Additions
  • Structural Integrity
  • Site Conditions

Loan Types Requiring Certification

  • FHA
  • VA
  • Conventional

 

SCHEDULE YOUR FOUNDATION CERTIFICATION INSPECTION TODAY

Service Needed

IMPORTANT:

When ordering your certifications, we strongly recommend verifying with your lender what exactly the underwriters will require. If the lender requests an additions certification after the initial visit, there is an additional trip fee added for a return site visit and report revision.

The three options are:

  • Standard Certification of the Home
  • Standard Certification with Additions (attached or adjacent decks/sunrooms/porches/garages/etc.)
  • Additions Only

HUD Foundation Certification FAQs
(Manufactured Home Requirements Explained)

What is a HUD Approved Foundation Certification?

A HUD Approved Foundation Certification is an inspection completed by a certified inspector, and report completed by a licensed professional engineer that verifies a manufactured home meets HUD (Housing and Urban Development) foundation requirements.

This certification is often required for financing, refinancing, or selling a manufactured home.

Why do I need a foundation certification?

Most lenders require a foundation certification to ensure the home is permanently affixed and meets HUD standards.

You’ll typically need one if you are:

  • Buying or selling a manufactured home
  • Refinancing your home
  • Applying for FHA, VA, or USDA loans
Who requires a HUD foundation certification?

Most lenders require a foundation certification to ensure the home is permanently affixed and meets HUD standards.

You’ll typically need one if you are:

  • Buying or selling a manufactured home
  • Refinancing your home
  • Applying for FHA, VA, or USDA loans
What does the inspection include?

The inspection evaluates whether the home meets HUD Permanent Foundations Guide for Manufactured Housing standards.

This includes:

  • Foundation stability and condition
  • Proper anchoring and tie-down systems
  • Structural support components
  • Evidence of movement or damage
How long does the inspection take?

Most inspections take about 20-45 minutes, depending on the property and accessibility.

How long does it take to receive the certification report?

In most cases, the engineer’s report is delivered within 1–3 business days after the inspection.

What happens if the home does not pass inspection?

If issues are found, don’t panic (seriously, this happens all the time).

You’ll receive a report outlining what needs to be corrected. Once repairs are completed, a re-inspection can be scheduled to obtain certification.

Can any home qualify for a HUD foundation certification?

Not always. The home must meet HUD guidelines, including:

  • Being permanently affixed to a foundation
  • Proper anchoring and support
  • No major structural concerns

If it doesn’t meet these requirements yet, repairs can often bring it into compliance.

Do you provide repairs if something fails?

The repairs will need to be completed by you or the homeowners licensed contractor.

We focus on inspections and certifications.

How much does a foundation certification cost?

Costs can vary based on location, accessibility, and property conditions. Most foundation certifications range from $400-650 typically.

How do I schedule a foundation certification?

Scheduling is easy:

  • Call us directly
  • Fill out our online form
  • Send us a quick message

We’ll get you on the schedule quickly and walk you through the process step by step.

Do you service my area?

We proudly serve homeowners, buyers, and lenders throughout the region. Contact us to confirm service availability in your specific area.